Saving Made Easy
With our Smart Growth certificate, you may add funds anytime, without extending the term. It’s the perfect way to start saving for any of life’s future expenses. All it takes is a $100 deposit to get started. So what are you waiting for?
Add additional money to the certificate anytime over its lifetime
$100 minimum to open
36, 60 & 84 month terms available
Insured by the NCUA up to $250,000
Free online banking and eStatements
Rates as high as
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1
Online Application
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2
Account Opening
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All rates are subject to change. Rates are subject to change after account opening. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details. All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor
The minimum balance to open and maintain a share certificate account is $500, except Smart Growth which has a minimum of $100.
Variable Rate CD with a guaranteed minimum floor rate; contact the credit union for details. Additional deposits will not extend the term or advance the Maturity Date. One (1) annual withdrawal of 10% of the principal balance is allowed without penalty, unless opened as an IRA, in which case IRA rules apply.
Rates
| Smart Growth Certificates5 Term | Minimum To Open | Dividend Rate4 | APY4 | IRA Dividend Rate4 | IRA APY4 |
|---|---|---|---|---|---|
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36 Month |
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60 Month |
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84 Month |
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All rates are subject to change. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details.
All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor.
The minimum balance to open and maintain a share certificate account is $500, except Smart Growth which has a minimum of $100.
APY = Annual Percentage Yield
This is a limited time offer and available on a first come, first serve basis. This offer is only available to funds new to NW Preferred.
4 The share certificate Dividend Rates and Annual Percentage Yields shown were accurate as of the Effective Date of this Rate Sheet. Contact the Credit Union for most current rates.
5 Variable Rate CD with a guaranteed minimum floor rate; contact the credit union for details. Additional deposits will not extend the term or advance the Maturity Date. One (1) annual withdrawal of 10% of the principal balance is allowed without penalty, unless opened as an IRA, in which case IRA rules apply. Rates are subject to change after account opening.
7 This is a limited time offer and available on a first come, first serve basis. This offer is only available to funds new to NW Preferred.
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