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Secured Visa Credit Card

Boost your credit score

Looking to build or rebuild credit? You can boost your score with this low-rate, secured Visa Credit Card.

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Perfect for first and second chances

Whether you’re just starting to build your credit, or you’ve had a few slip-ups in the past, this is the perfect card for you. To sign up, you’ll pledge cash as collateral, which is deposited into a non-interest bearing share account. The amount you pledge determines your credit limit. These funds stay restricted as long as your credit card has a balance, so your card is continuously secured. As you use this card and make timely payments on it, you can watch your score climb higher each month. Eventually, you’ll have great credit that can help you obtain any loan at an excellent interest rate.

  • Free travel accident insurance
  • 24 hour telephone support
  • Zero liability for fraud
  • No annual fees or cash advance fees
  • Receive all the benefits of Passport Unlimited too!

Just two days to potential approval

We pride ourselves on our fast response times. Fill out an application now and we’ll get back to you soon.

  • Online Application
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  • Review
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  • Approval
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Monthly Payment


Rates as low as

4.00 % APR*


Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

Credit limit is based on the balance in the savings you pledge to secure the credit card; minimum credit limit $500 and the savings balance pledged does not earn interest.

In an effort to help mitigate the spread of the coronavirus (Covid-19) and to protect the health of our members and employees, NW Preferred will be closing access to our Stayton and Portland (Tigard) branch lobbies beginning Tuesday, March 24th. After Monday, we will be available to assist members with specific or unique needs, by appointment only, based on our available resources.

Remember you can easily access your NW Preferred accounts, 24 hours a day, via online or mobile banking. You can also locate nearby ATMs by using our mobile app or texting your location (address, intersection, or zip code) to 91989.

Most importantly, stay well.