Get behind the wheel
Why waste time driving a car you don’t love?
We offer auto loans at great rates for both new and used vehicles.
The best deal around
The right car can add a whole lot of convenience to your life—not to mention it will make or break your commute. We offer loans for new and used cars, so you can get exactly what you want. Best of all, you can put nothing down and get 100% financing, without paying a ridiculous rate. Not sure your current car loan is worth keeping? We also do refinancing. Interested in extras? You can also add Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC) & Credit Life and Disability insurance(s) to your loan.
Put ZERO down with 100% financing
Terms up to 84 months
Fast and easy online applications
Pre-approval available for easy shopping
Rates as low as
Monthly Payment
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Approval
The experience I encountered while working with NW Preferred exceeded my expectations. In less than a week I was approved to refinance my car loan (interest rate in half), and on top of that they helped me get another car loan! NW Preferred is an amazing financial institution who will work with you if you work with them. I can not wait to see my journey banking with this company. Thank you NW Preferred!
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Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
Borrowers may also include tax, license and the cost of insurance products made available through NW Preferred in the amount borrowed, some restrictions may apply
Rates
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Used Auto Loan1 |
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Used Auto Loan1 |
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f - fixed
v - variable
a - adjustable
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
*The Annual Percentage Rate is variable and is figured on the following basis: The Annual Percentage Rate will be calculated on the last day of each calendar quarter. The Credit Union starts by calculating the index, which is the average auction rate on 26-week U.S. Treasury Bills for the prior 3 months, rounded up to the nearest ¼%. The Credit Union adds a margin to the index. The amount of the margin is based on your credit profile and other factors the Credit Union deems appropriate. The margin for your account will be disclosed in a document provided when your account is opened. The total of the index plus the amount the Credit Union adds is the Annual Percentage Rate. The Annual Percentage Rate is divided by 12 to produce the monthly Periodic Rate. The adjustment of the Annual Percentage Rate affects your entire outstanding balance and is effective for the second full statement cycle following the calculation date. The minimum Annual Percentage Rate on your account is 8.75%. We will review your credit profile from time to time and may adjust the amount of the margin (and the resulting Periodic Rate and Annual Percentage Rate) based on your credit profile.
1 Borrowers may also include tax, license and the cost of insurance products made available through NW Preferred in the amount borrowed, some restrictions may apply.
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