Skip nav to main content.
Personal Loans

For life's unexpected expenses

Whatever life throws at you, we got you covered with with our personal loan!

wave-white

A great tool to reach your financial goals.

Use for a wide variety of purposes such as:

Vector (1)

Personal Expenses

Vector (1)

Unexpected / emergency expenses

Vector (1)

Consolidating debt

Vector (1)

Establishing Credit

Personal Loan Features & Advantages

Personal loans can be a valuable financial tool for those in need of quick access to funds without the requirement of collateral.

Vector (1)

No pre-payment penalties

Vector (1)

Borrow up to $25,000

Vector (1)

Terms up to 60 months

Rates as low as APR*

Monthly Payment

Loan Amount
$
Choose Your Rate (APR)
%
Choose Your Loan Term

A loan in no time

Get a response from us in two business days or less.

  • 1

    Apply

  • 2

    Review

  • 3

    Approval

Apply Now

NW Preferred was very helpful and worked with me over the phone while guiding me though the loan process. They were easy to talk with and left me satisfied in both service and my refinance through NW Preferred!

— Azaria Ramsey, Member

  • APR = Annual Percentage Rate.

    Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

    $15,000 personal loan with a 60-month term at 11.49% APR will have a monthly payment of $329.79. Other fixed rate options available, with terms up to 60 months.

Holiday Closure: All branches will be closed on Monday, January 19th, 2026, in observance of Martin Luther King Jr. Day.