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Commercial Real Estate Loans

Stop renting, start owning

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Be your own landlord

Is it time to expand your current office? Or maybe you are thinking of finally buying your own commercial property so you can stop paying the landlord and start building equity for yourself. With our program you can borrow over $2 million to purchase a new commercial property or refinance and existing one. We offer competitive rates, which are updated daily. Contact us today to see what we can do for you.

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No pre-payment penalties

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Up to 80% financing*

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Use your available Contract Value for the down payment**

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Not reported on your personal credit

Hear back within one business day

Interested in a real estate loan? Give us some initial details, and we’ll get back to you right away.

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    Apply online in less than 10 minutes

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    Review

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    Initial Approval

Apply Now

Thank you NW Preferred Credit Union for consistently delivering outstanding service and innovating banking options to my Agency! I am always impressed with the level of personal attention and care I have received. Every interaction with NW Preferred is like having a personal banker by your side.

— Keith Robinson, Farmers Agent

Farmers Agent

  • *Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union and subject to change at any time. All services offered by NW Preferred are subject to all applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and regulations. All loans subject to credit approval and Credit Union confirmation of value. Fees include: Loan origination fee of 1% of loan, appraisal fee, filing fees, title fee, environmental fees (if applicable), etc. Subject to Credit Union confirming value. **On a Commercial real-estate loan the maximum we will finance is 80% of the property’s value. Applicant can borrow the 20% down payment by leveraging their available contract value as a separate Contract Value loan. Contract Value loans have terms up to 180 months. $100,000 Contract Value loan with a 180 month term at 9.24% APR will have a monthly payment of $1,029.

     

    We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act

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