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What is the difference between a Roth IRA and a Traditional IRA?

With a Traditional IRA, your contributions are tax-deductible (on state and federal tax returns) for the year you make the contribution. When you make withdrawals in retirement, you’ll be taxed. Roth IRAs do not offer a tax break for contributions, but your earnings and withdrawals during retirement are typically tax-free.

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Holiday Closure: The credit union will be closed on Friday, July 4th, 2025, in observance of Independence Day