How Much Should I Be Saving Each Month? A Simple Guide for Stayton Families

It’s a question we hear a lot:
“How much should I actually be putting into savings each month?”

If you’re living in the North Santiam area—like Stayton, Sublimity, or Scio—you’re probably balancing everything from rising grocery prices to future vacation dreams.

Here’s a good rule of thumb: Try to save 20% of your income. If that feels like a stretch, even $10 a week is a great start.

💡 Savings tip from Mill City member, Julie:
“We set up an automatic transfer on payday. It’s out of sight, out of mind—and it adds up fast.”

Whether you’re saving for a house in Lyons or a boat for Detroit Lake weekends, the key is consistency.

Ready to start saving?
Open a savings account with us online, or come by the Stayton branch—we’ll help you make a plan that works for your budget.