Personal Banking/Savings/IRA
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​What are the contribution limits?
As of 2018, the maximum contribution is $5,500 for those under 50, and $6,500 for...
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What is the difference between a Roth IRA and a Traditional IRA?
With a Traditional IRA, your contributions are tax-deductible (on state and federal tax returns) for the year...
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​What is an IRA certificate?
A certificate is an option you can use with either a Roth or Traditional IRA,...
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​Is there a minimum balance required?
There is no minimum balance required for our IRA savings accounts. For our IRA certificates,...
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Is my money insured at NW Preferred Federal Credit Union?
Yes! We offer a safe place for you to save your money, with deposits insured up...