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Secured Personal Loan

Establish your credit

In need of credit? This low-rate loan is perfect for building or rebuilding your score. Reach out today to apply.

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A smarter kind of loan

A secured personal loan is a smart way to take care of your finances. Because the loan is tied to your certificate* or  a non-term savings account**, it’s secured with a lower rate. You won’t have to empty out your savings to handle an unexpected expense. Instead, get a reasonable loan while the money you save continues to earn dividends.

  • No Annual Fee
  • Rate is 4% higher than certificate or non-term savings count securing loan
  • Credit Line is equal to the certificate or non-term savings balance securing the loan
  • Set up direct deposit for effortless payments


Get in Touch

Interested in this loan? Reach out today and we’ll get you set up with a quick application.

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Monthly Payment



*Smart Growth & IRA Certificates cannot be used as security for loan.

**Non-term savings account earns 0% interest.

In an effort to help mitigate the spread of the coronavirus (Covid-19) and to protect the health of our members and employees, NW Preferred will be closing access to our Stayton and Portland (Tigard) branch lobbies beginning Tuesday, March 24th. After Monday, we will be available to assist members with specific or unique needs, by appointment only, based on our available resources.

Remember you can easily access your NW Preferred accounts, 24 hours a day, via online or mobile banking. You can also locate nearby ATMs by using our mobile app or texting your location (address, intersection, or zip code) to 91989.

Most importantly, stay well.