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Auto Loan

Get behind the wheel

Why waste time driving a car you don’t love? We offer auto loans at great rates for both new and used vehicles.

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The best deal around

The right car can add a whole lot of convenience to your life—not to mention it will make or break your commute. We offer loans for new and used cars, so you can get exactly what you want. Best of all, you can put nothing down and get 100% financing, without paying a ridiculous rate. Not sure your current car loan is worth keeping? We also do refinancing. Interested in extras? You can also add Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC) & Credit Life and Disability insurance(s) to your loan.

  • Put ZERO down with 100% financing
  • Absolutely no prepayment penalties
  • Fast and easy online applications
  • Pre-approval available for easy shopping


Apply in just 10 minutes

Our online applications are fast and easy to fill out. Once you hit submit, we’ll reply within two business days.

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  • Approval
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Monthly Payment


Rates as low as


All Rates

The experience I encountered while working with NW Preferred exceeded my expectations. In less than a week I was approved to refinance my car loan (interest rate in half), and on top of that they helped me get another car loan! NW Preferred is an amazing financial institution who will work with you if you work with them. I can not wait to see my journey banking with this company. Thank you NW Preferred!

Nevaeh Lofte—Stayton, OR


Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

Borrowers may also include tax, license and the cost of insurance products made available through NW Preferred in the amount borrowed, some restrictions may apply