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Auto Loan

Get behind the wheel

Why waste time driving a car you don’t love? We offer auto loans at great rates for both new and used vehicles.

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The best deal around

The right car can add a whole lot of convenience to your life—not to mention it will make or break your commute. We offer loans for new and used cars, so you can get exactly what you want. Best of all, you can put nothing down and get 100% financing, without paying a ridiculous rate. Not sure your current car loan is worth keeping? We also do refinancing. Interested in extras? You can also add GAP, MRC & Credit Life and Disability insurance(s) to your loan.

  • Put ZERO down with 100% financing
  • Absolutely no prepayment penalties
  • Fast and easy online applications
  • Pre-approval available for easy shopping


Apply in just 10 minutes

Our online applications are fast and easy to fill out. Once you hit submit, we’ll reply within two business days.

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  • Approval
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Monthly Payment


Rates as low as

2.74 % APR*

All Rates

I deal with a lot of Banks and Credit Unions and I have to say NW PREFERRED FCU is #1 in my book, both in terms of friendliest and most professional, thank you for caring about the members. Thank you again for making my life easier.

Deborah—Aberdeen, WA


Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

Borrowers may also include tax, license and the cost of insurance products made available through NW Preferred in the amount borrowed, some restrictions may apply

In an effort to help mitigate the spread of the coronavirus (Covid-19) and to protect the health of our members and employees, NW Preferred will be closing access to our Stayton and Portland (Tigard) branch lobbies beginning Tuesday, March 24th. After Monday, we will be available to assist members with specific or unique needs, by appointment only, based on our available resources.

Remember you can easily access your NW Preferred accounts, 24 hours a day, via online or mobile banking. You can also locate nearby ATMs by using our mobile app or texting your location (address, intersection, or zip code) to 91989.

Most importantly, stay well.