Credit when you need it
Looking for a flexible loan?
A line of credit means you’ll only pay interest on what you spend.
How it works
A line of credit is one of the most flexible loans out there. You can use it on any expense, including vacations, emergencies, and medical bills. You can also set one up to consolidate debt at a more reasonable rate, or as overdraft protection for your checking account. Each line comes with a specific amount of credit. Every time you pay off what you owe, new credit becomes available to you again.
Enjoy credit limits up to $25,000
Cover emergencies, consolidate debt, and more
Set up overdraft protection for continuous security
Fast and easy online applications
Rates as low as
Monthly Payment
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Contact Us
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Apply
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Approval
Once again we had the pleasure of working with NW Preferred. They are very accommodating, extremely knowledgeable and a joy to work with. Thank you.
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Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
Rates
| Account Type | APR | Terms (months) | Maximum Limit |
|---|---|---|---|
| Personal Loan |
as low as |
|
$25,000 |
| Personal Line of Credit2 |
as low as |
|
$25,000 |
f - fixed
v - variable
a - adjustable
APR = Annual Percentage Rate.
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
$15,000 personal loan with a 60-month term at 11.49% APR will have a monthly payment of $329.79. Other fixed rate options available, with terms up to 60 months.
2 The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
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