Skip nav to main content.
Secured Personal Loans

Establish your credit

In need of credit? This low-rate loan is perfect for building or rebuilding your score.
Reach out today to apply.

wave-white

A smarter kind of loan

A secured personal loan is a smart way to take care of your finances. Because the loan is tied to your certificate* or a non-term savings account**, it’s secured with a lower rate. You won’t have to empty out your savings to handle an unexpected expense. Instead, get a reasonable loan while the money you save continues to earn dividends.

Vector (1)

No Annual Fee

Vector (1)

Rate is 4% higher than certificate or non-term savings count securing loan

Vector (1)

Credit Line is equal to the certificate or non-term savings balance securing the loan

Vector (1)

Set up direct deposit for effortless payments

Get in Touch

Interested in this loan? Reach out today and we’ll get you set up with a quick application.

  • 1

    Apply

  • 2

    Review

  • 3

    Approval

Apply Now

I had the privilege to work with NW Preferred for a small personal loan. They made it easy and convenient. This is by far the best financial institution in the Willamette Valley I have worked with. Thanks for all you do at NW Preferred.

— Kevin Truman

Member

  • *Smart Growth & IRA Certificates cannot be used as security for loan.

    **Non-term savings account earns 0% interest.