It's time for an adventure
Want more out of life?
Get a low-rate loan for your favorite RV, camper, travel trailer, or 5th wheel — and start exploring.
A better deal from us
Our recreational vehicle loans are generous and flexible, with rates that won’t break the bank. We have up to 90% financing available, so you can keep your savings intact. We never charge prepayment penalties, and we allow for borrowing up to $200,000. Need to add Guaranteed Asset Protection (GAP) or Payment Protection to your loan? We make that easy too.
Up to 90% financing available
Loans up to $200,000
Absolutely no prepayment penalties
Fast and easy online applications
Rates as low as
Monthly Payment
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I deal with a lot of Banks and Credit Unions and I have to say NW PREFERRED FCU is #1 in my book, both in terms of friendliest and most professional, thank you for caring about the members. Thank you again for making my life easier.
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APR = Annual Percentage Rate.
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
Maximum RV loan amount not to exceed $200,000.
If the RV qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.
$100,000 RV loan with a 60-month term at 7.74% APR will have a monthly payment of $2,015.11. Other fixed and variable rate options available, with terms up to 240 months.
Rates
| Account Type | Model Year | APR* | Financing | Terms (months) |
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| New Boat & RV Loan3 |
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| New Boat & RV Loan3 |
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| Used Boat & RV Loan3 |
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| Used Boat & RV Loan3 |
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f - fixed
v - variable
a - adjustable
*APR=Annual Percentage Rate.
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
2 The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
3 Maximum Boat loan amount not to exceed $100,000. Maximum RV loan amount not to exceed $200,000.
4 If the RV or boat qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.
$50,000 boat loan with a 60-month term at 7.74% APR will have a monthly payment of $1,007.56. $100,000 RV loan with a 60-month term at 7.74% APR will have a monthly payment of $2,015.11. Other fixed and variable rate options available, with terms up to 240 months.
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