It's time for an adventure
Want more out of life?
Get a low-rate loan for your favorite RV, camper, travel trailer, or 5th wheel — and start exploring.
A better deal from us
Our recreational vehicle loans are generous and flexible, with rates that won’t break the bank. We have up to 90% financing available, so you can keep your savings intact. We never charge prepayment penalties, and we allow for borrowing up to $200,000. Need to add Guaranteed Asset Protection (GAP) or Payment Protection to your loan? We make that easy too.
Up to 90% financing available
Loans up to $200,000
Absolutely no prepayment penalties
Fast and easy online applications
Rates as low as
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I deal with a lot of Banks and Credit Unions and I have to say NW PREFERRED FCU is #1 in my book, both in terms of friendliest and most professional, thank you for caring about the members. Thank you again for making my life easier.
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Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
Maximum RV loan amount not to exceed $200,000.
If the RV qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.
Rates
| Account Type | Model Year | APR* | Financing | Terms (months) |
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New Boat & RV Loan3 |
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New Boat & RV Loan3 |
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Used Boat & RV Loan3 |
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Used Boat & RV Loan3 |
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f - fixed
v - variable
a - adjustable
*APR=Annual Percentage Rate.
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
*The Annual Percentage Rate is variable and is figured on the following basis: The Annual Percentage Rate will be calculated on the last day of each calendar quarter. The Credit Union starts by calculating the index, which is the average auction rate on 26-week U.S. Treasury Bills for the prior 3 months, rounded up to the nearest ¼%. The Credit Union adds a margin to the index. The amount of the margin is based on your credit profile and other factors the Credit Union deems appropriate. The margin for your account will be disclosed in a document provided when your account is opened. The total of the index plus the amount the Credit Union adds is the Annual Percentage Rate. The Annual Percentage Rate is divided by 12 to produce the monthly Periodic Rate. The adjustment of the Annual Percentage Rate affects your entire outstanding balance and is effective for the second full statement cycle following the calculation date. The minimum Annual Percentage Rate on your account is 8.75%. We will review your credit profile from time to time and may adjust the amount of the margin (and the resulting Periodic Rate and Annual Percentage Rate) based on your credit profile.
2 The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
3 Maximum Boat loan amount not to exceed $100,000. Maximum RV loan amount not to exceed $200,000.
4 If the RV or boat qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.
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