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Individual Retirement Account (IRA)

Save for what matters

Your retirement savings have a big impact on your future. Get started today with a tax-advantaged account. We’re just a phone call away.

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Choose the IRA that’s right for you

Even if you already have other retirement savings, an IRA can be an important way to supplement and support them—and it’s a great way to reduce your tax burden. We offer Roth and Traditional IRAs, both of which can be opened as a typical savings account, or as an investment certificate. We also offer a Simplified Employee Pension IRA (SEP) and Coverdell Education Savings Account (ESA). All of these programs offer distinct tax advantages. Your tax adviser can help you determine which option might be right for you.

  • Multiple options available to meet your unique needs
  • No minimum balance required, except for certificates
  • Federally insured up to $250,000


Start saving today

Fill out the online application and you can open an account in as little as 10 minutes.

  • Online Application
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  • Account Opening
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Rates as high as


All Rates


All rates are subject to change. Rates are subject to change after account opening. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details.

All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor.

The minimum balance to open and maintain a share certificate account is $500, except Smart Growth which has a minimum of $100.