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Smart Growth Certificate

Watch your money grow

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Saving Made Easy

With our Smart Growth certificate, you may add funds anytime, anywhere, without extending the term. It’s the perfect way to start saving for any of life’s future expenses.  All it takes is a $100 deposit to get started. So what are you waiting for?

  • Add additional money to the certificate anytime over its lifetime
  • $100 minimum to open
  • 36, 60 & 84 month terms available
  • Insured by the NCUA up to $250,000
  • Free online banking and eStatements

Fill out the online application and you can open an account in as little as 10 minutes.

  • Online Application
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  • Account Opening
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Rates as high as


All Rates


All rates are subject to change. Rates are subject to change after account opening. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details. All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor

Variable Rate CD with a guaranteed minimum floor rate; contact the credit union for details. Additional deposits will not extend the term or advance the Maturity Date. One (1) annual withdrawal of 10% of the principal balance is allowed without penalty, unless opened as an IRA, in which case IRA rules apply.