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Visa Balance Transfer

Just what the doctor ordered

For those suffering with sky-high interest rates or keeping track of way too many different payments.

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A Prescription For Debt Relief

Credit Card Indigestion can strike anytime, anywhere! If increased rates, hidden fees or that exciting weekend in Vegas are bothering you — try our prescription strength visa balance transfer today!

Our rate is fixed for the entire life of the balance transferred, providing maximum relief as long as required.

  • Rate stays fixed for the entire life of the transferred balance
  • No balance transfer fees
  • No annual fees
  • No hidden fees

How it works

Our special transfer rate applies only to your transferred balances. Any new purchases made on your new Visa credit card will have our standard rate.

  • Online Application
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  • Review
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  • Approval
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Rates as low as

5.99 % APR*


No fees. Interest charges apply. 9.25% APR (Annual Percentage Rate) is for borrowers with 680+ credit scores, this offer is subject to credit approval and may vary based on borrower’s credit qualifications. Any promotional rate does not apply to future purchases or cash advances and are available for a limited time. Offer may not be used to pay existing NW Preferred loans. New purchases or cash advances will carry a variable rate. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the lowest rate. Any payment over the required minimum will be applied to outstanding balances with the highest rate.


In an effort to help mitigate the spread of the coronavirus (Covid-19) and to protect the health of our members and employees, NW Preferred will be closing access to our Stayton and Portland (Tigard) branch lobbies beginning Tuesday, March 24th. After Monday, we will be available to assist members with specific or unique needs, by appointment only, based on our available resources.

Remember you can easily access your NW Preferred accounts, 24 hours a day, via online or mobile banking. You can also locate nearby ATMs by using our mobile app or texting your location (address, intersection, or zip code) to 91989.

Most importantly, stay well.