A few reasons to own
Curious about buying real estate? Owning your own office is often cheaper than renting, and can be an excellent long-term investment. You could even consider leasing out a portion of what you purchase to help you cover your monthly payments. For commercial real estate, we make loans over $2,000,000. Our terms are generous, and we never charge prepayment penalties. Commercial real estate may also have tax advantages, since you can claim a portion of your building’s costs as depreciation (be sure to talk to your tax adviser with any questions).
Rates are updated daily, give us a call for today’s rates:
- Loans up to $2,000,000+
- No prepayment penalties
- Possible tax advantages (consult your adviser)
- Up to 80% financing
- Use your available TPP for the 20% down payment
- Not reported on your personal credit
Fast replies
Ready to apply for a commercial real estate loan? Give us some initial details, and we’ll get back to you within two business days.
- Apply
- Review
- Initial Approval
Monthly Payment
*Disclosures
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
Fees include: Loan origination fee of 1% of loan, appraisal fee, filing fees, title fee, and all environmental fees. Subject to Credit Union confirming value.