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Business Lines of Credit

Credit you can trust

This flexible loan gives you the money you need to grow your business and watch it flourish.

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Money when you need it

A line of credit is a flexible way to cover any business expense. Having one offers significant peace of mind, since funds are continuously available. As you pay back money you owe, the line of credit remains open, giving you ready access to funds when you need them. By choosing NW Preferred, you’ll enjoy a reprieve from pesky added fees, as well as the best service in the country. We understand the insurance industry in a way that many other financial institutions do not, and we have more than 80 years of experience working with Farmers agents.


  • Lines of credit up to $50,000
  • No application fees or annual fees
  • Cover anything, including office expenses, extra personnel, or marketing efforts
  • Alternatively, use this loan as overdraft protection for your account

Hear Back Within One Business Day

  • Apply
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  • Approval
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Monthly Payment


Rates as low as


All Rates

Working with NW Preferred has been a pleasure. They seem to truly understand the needs of agents and District Managers... Underwriting has been quick and painless which helps create a relationship of confidence and trust …they have become our go to partner for financial support for our agents.

John S – Farmers DM


Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.

Maximum loan amount is $50,000.